If you're thinking about purchasing your first home, the home buying process can appear to be a bit overwhelming.   What path should you take first on your journey to homeownership?  Who should you trust?  What should you do to ensure you're making the best decision for you and your family?  And, what pitfalls should you avoid?  Any unchartered road initially appears intimidating, because we tend to be creatures of habit.  In general, we believe we must tread lightly, trust few, and question everything.  But if you've ever seen The Wizard of Oz - one of my favorite movies - you'll recall that Dorothy thought she was in mortal danger, only to realize that she was always safe.  The mazes, the danger, the confusion, and the battles were all just an appearance, just an illusion, just a dream. 

I strongly recommend that you do not approach your home buying process from a fear-based perspective.  What you think about, you bring about.  Fear, a negative energy, attracts more of itself.  The first question you should ask yourself in your quest for homeownership should not be who can I trust, but how can I empower myself to make the best possible choices for me and my family.  The next step should be to interview several agents.  Ideally, you'll want to select an agent who will help you to achieve more clarity on your goal, listen attentively to your needs, and educate you on the process so you can have enough information to make the best decisions.  Your real estate agent should be able to refer you to a loan officer who can assist you in finding the right loan.  Your real estate agent and loan officer are a part of YOUR team, so treat them as such.  If any issues arise, you'll want team members who can work well together and are willing to brainstorm on possible solutions.  I've heard it said that you know when you're dreaming big, because your dream will involve more people than just you.  Buying a home is a big dream and you can't do it alone.  So, choose team members who are eager to work with you, empower you, and motivate you to transform your dream into a reality.