Testimonials

Thank you so much for taking the extra effort to make our first home purchase successful. You were there guiding us through all the crucial and important steps! You really listened to what we wanted in our home and you found exactly what we were looking for - at an amazing price! If we ever outgrow this home, we'll definitely be calling you! The Freeman Family
It gives me great pleasure in expressing my sincere appreciation for the rare professionalism displayed by agent, Sylvia Lambert, in negotiating the recent sale of my real estate property. Sylvia was undeterred in her efforts to sell the property. She coordinated each and every aspect with precision. She made sure that every detail was covered. In addition, her pleasant disposition and manner made things easier during difficult times. Jerome T. Cater
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Blog

Buying a Home Means Providing the Right Documentation

Once you have decided on a goal, it is often to your advantage to identify potential roadblocks or pitfalls that could delay or prevent you from fulfilling your mission. One such stumbling block for those aiming to purchase a home is lack of sufficient d... Read more

Missing Your Loan’s Maturity Date Can Be Costly

One thing that can dramatically reduce your credit scores and delay or hinder your home buying process is a late payment. A late payment can occur when a monthly obligation is not met in a timely manner, generally within a 30-day period. It can also occ... Read more

New VHDA Pilot Program

I am pleased to announce that Presidential Mortgage Group is one of the few mortgage companies that have been selected to participate in VHDA’s new pilot program. The program is for 97% conventional VHDA loans without PMI (private mortgage insuranc... Read more

HUD Homes: Don’t Get Caught Off Guard by These Fees

If you are thinking about purchasing a HUD home, make sure you factor in additional expenses before going under contract on a home. On HUD homes, buyers are responsible for turning the utilities on for a home inspection. Buyers are also responsible, dep... Read more

Important Updates on FHA Mortgage Insurance Premium

Changes are occurring to the FHA Mortgage Insurance Premium (MIP) effective April 1, 2012. Mortgage Insurance Premiums provide insurance or protection to the lender in the event the homeowner becomes deficient on the loan. There is an upfront MIP that i... Read more

Buying a Home Soon? Make Sure You Select the Right Team

Once you have decided to purchase a home, make sure you select the right team. Your team should consist of members who are not afraid to ask thought-provoking questions, sometimes of each other, to help you achieve your desired results. Your real estate... Read more

Grant Funds - Not Just for First-Time Buyers!

Until recently, grant funds for down payment and closing cost assistance was only reserved for eligible first-time home buyers. This wonderful opportunity, however, has now expanded to other buyers, provided that their income falls within certain guidelin... Read more

What's Your Credit Health?

At least once a year, you should review your credit report to ensure that no unwarranted derogatory information has surfaced. Every year, the government allows us to obtain one free copy of our credit report, so make sure you take advantage of this servi... Read more